@import"https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&display=swap";:root{--color-navy: #1b365d;--color-navy-dark: #0a1628;--color-navy-mid: #243d5c;--color-gray: #64748b;--color-gray-light: #f1f5f9;--color-white: #ffffff;--color-success: #10b981;--color-warning: #ef4444;--accent: #c9a227;--accent-soft: #e8d48b;--accent-deep: #8b6914;--font-sans: "Inter", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;--font-display: "Libre Baskerville", Georgia, "Times New Roman", serif;--space-xs: .5rem;--space-sm: 1rem;--space-md: 1.5rem;--space-lg: 2.5rem;--space-xl: 4rem;--space-2xl: 5.5rem;--max-width: 72rem;--page-gutter: clamp(1.25rem, 4vw, 2.25rem);--radius: 10px;--radius-lg: 16px;--shadow-sm: 0 1px 2px rgba(15, 31, 54, .06);--shadow-md: 0 12px 40px rgba(15, 31, 54, .1);--shadow-lg: 0 24px 60px rgba(10, 22, 40, .18);--ease-out: cubic-bezier(.22, 1, .36, 1);--resource-cta-pill-bg: linear-gradient(165deg, #fdfcfa 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.45rem);left:var(--page-gutter);right:var(--page-gutter);flex-direction:column;gap:var(--space-xs);padding:0;z-index:60}.nav.is-open{display:flex;background:#fffffff2;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);padding:var(--space-md);border-radius:var(--radius-lg);border:1px solid rgba(27,54,93,.12);box-shadow:var(--shadow-md);margin-top:var(--space-sm)}.nav.is-open a{width:100%;padding:.35rem .25rem}}.nav{display:flex;flex-wrap:wrap;gap:var(--space-sm) var(--space-md);align-items:center;justify-content:flex-end}.nav a{font-size:.9rem;font-weight:600;text-decoration:none;color:#1b365de0;letter-spacing:.02em}.nav a:hover,.nav a[aria-current=page]{color:var(--color-navy-dark);text-decoration:none;box-shadow:0 2px 0 0 var(--accent)}.hero{position:relative;background:linear-gradient(145deg,var(--color-navy-mid) 0%,var(--color-navy-dark) 55%,#050d18 100%);color:var(--color-white);padding:var(--space-xl) 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.flow-step__n{margin-left:0}.split-banner__media--suburban{background-image:url(/images/publix-storefront.png)}.split-banner__media--retail-detail{background-image:url(/images/aldi-night.png)}.split-banner__media--finance{background-image:url(/images/commercial-aerial.png)}.split-banner--inset{margin-top:var(--space-lg);border-radius:var(--radius-lg);overflow:hidden}.showcase-grid--tight-bottom{margin-bottom:var(--space-lg)}.hero-facts{display:flex;flex-wrap:nowrap;align-items:stretch;gap:var(--space-sm);width:100%;margin-top:var(--space-lg);padding-top:var(--space-lg);padding-bottom:var(--space-xs);border-top:1px solid rgba(255,255,255,.22);overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.35) transparent}.hero-facts::-webkit-scrollbar{height:5px}.hero-facts::-webkit-scrollbar-thumb{background:#ffffff59;border-radius:999px}.hero--visual.hero--page 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rgba(255,255,255,.18);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.hero-fact__label{display:block;font-size:.65rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-soft);margin-bottom:.35rem}.hero-fact__value{display:block;font-size:.9rem;font-weight:600;color:#fff;line-height:1.4}.hero-inner{max-width:var(--max-width);margin:0 auto;width:100%;display:flex;flex-direction:column;align-items:flex-start;text-align:left}.hero-eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:#f0e8d4;margin:0 0 var(--space-sm)}.hero h1{font-family:var(--font-display);font-size:clamp(2rem,4.6vw,3.1rem);line-height:1.15;margin:0 0 var(--space-md);font-weight:700;letter-spacing:-.015em;max-width:min(100%,46rem);text-wrap:balance}.hero:not(.hero--visual) h1{font-size:clamp(1.75rem,4vw,2.65rem)}.hero .lead{font-size:clamp(1.05rem,2vw,1.2rem);opacity:.94;max-width:min(100%,40rem);margin:0 0 var(--space-md);line-height:1.6}.hero a:not(.btn){color:#f8fafc;font-weight:600;text-decoration:underline;text-decoration-color:#e8d48bd9;text-underline-offset:.15em}.hero a:not(.btn):hover{color:var(--accent-soft);text-decoration-color:var(--accent-soft)}.hero a:not(.btn):focus-visible{outline:2px solid var(--accent-soft);outline-offset:3px}.hero--visual:not(.hero--page) .lead{margin-bottom:var(--space-lg)}.trust-row{display:flex;flex-wrap:wrap;gap:var(--space-sm);margin-bottom:var(--space-lg);font-size:.875rem;font-weight:500}.trust-row span{padding:.45rem .9rem;background:transparent;border:1px solid rgba(255,255,255,.28);border-radius:var(--radius);letter-spacing:.02em;font-size:.8125rem}.cta-row{display:flex;flex-wrap:wrap;gap:var(--space-sm)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.65rem 1.25rem;border-radius:var(--radius);font-weight:600;font-size:.95rem;text-decoration:none;border:2px solid transparent;cursor:pointer;min-height:44px}.btn:focus-visible{outline:2px solid #fff;outline-offset:2px}.btn-primary{background:var(--color-white);color:var(--color-navy)}.btn-primary:hover{background:#e5e7eb}.btn-secondary{background:transparent;color:var(--color-white);border-color:#fff9}.btn-secondary:hover{background:#ffffff1a}.btn-accent{background:linear-gradient(135deg,var(--accent-soft) 0%,var(--accent) 42%,var(--accent-deep) 100%);color:#0a1628;border:none;font-weight:700;box-shadow:0 6px 28px #c9a22766;transition:transform .2s var(--ease-out),filter .2s ease,box-shadow .2s ease}.btn-accent:hover{filter:brightness(1.05);transform:translateY(-2px);box-shadow:0 10px 36px #c9a22773}.btn-accent:focus-visible{outline:2px solid var(--accent-soft);outline-offset:3px}.hero--visual .btn-accent{background:var(--accent);color:#fff;border:none;font-weight:700;letter-spacing:.03em;box-shadow:none;border-radius:var(--radius);transition:background .2s ease,transform .2s var(--ease-out)}.hero--visual .btn-accent:hover{filter:none;transform:translateY(-1px);background:var(--accent-deep);box-shadow:none}.section .btn-primary,.card .btn-primary,.article-wrap .btn-primary,form .btn-primary{background:var(--color-navy);color:var(--color-white)}.section .btn-primary:hover,.card .btn-primary:hover,.article-wrap .btn-primary:hover,form .btn-primary:hover{background:var(--color-navy-dark)}.section .btn-primary:focus-visible,.card .btn-primary:focus-visible,.article-wrap .btn-primary:focus-visible,form .btn-primary:focus-visible{outline-color:var(--color-navy)}.stat-strip{background:#fff;border-bottom:1px solid #d4d4d8;padding:var(--space-lg) var(--page-gutter)}.stat-strip__inner{max-width:var(--max-width);margin:0 auto;display:grid;gap:var(--space-lg);grid-template-columns:1fr}@media(min-width:768px){.stat-strip__inner{grid-template-columns:repeat(3,1fr);gap:0}.stat-strip__item{padding:0 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var(--page-gutter);background:#f7f6f3}.section.alt{background:#ebe9e4}.section.section--surface-warm{background:#f7f6f3}.section.section--surface-stone{background:#ebe9e4}.section.section--surface-light{background:#fff;box-shadow:inset 0 1px #ffffffe6}.section.section--rule-top{position:relative;border-top:1px solid rgba(27,54,93,.1)}.section.section--rule-top:before{content:"";position:absolute;left:0;right:0;top:-1px;width:100%;height:3px;background:linear-gradient(90deg,var(--accent-deep) 0%,var(--accent) 42%,var(--accent-soft) 100%);border-radius:0}.section[aria-labelledby=returns-detail-heading]{padding-top:var(--space-xl);padding-bottom:var(--space-sm)}.section[aria-labelledby=tax-heading]{padding-top:var(--space-xl);padding-bottom:var(--space-xs)}.section-inner{max-width:var(--max-width);margin:0 auto}.section-kicker{font-size:.75rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep);margin:0 0 var(--space-xs)}.section-head{max-width:40rem;margin-bottom:var(--space-lg)}.section h2{font-family:var(--font-display);font-size:clamp(1.65rem,3vw,2.25rem);color:var(--color-navy);margin:0 0 var(--space-sm);letter-spacing:-.02em;line-height:1.2}.section-intro{margin:0;font-size:1.1rem;color:var(--color-gray);max-width:42rem;line-height:1.6}.grid-3{display:grid;gap:var(--space-md);grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}.card{background:var(--color-white);border:1px solid rgba(15,31,54,.08);border-radius:var(--radius-lg);padding:var(--space-md);box-shadow:var(--shadow-sm);transition:transform .25s var(--ease-out),box-shadow .25s var(--ease-out)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}.card h3{margin-top:0;font-family:var(--font-display);font-size:1.2rem;color:var(--color-navy)}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(10rem,1fr));gap:var(--space-md);margin-top:0}.stat{text-align:center;padding:var(--space-md) 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